Insurance

Insurance Guidance for Companies Visiting The Hope Street Theatre
 
As you prepare for your show, it’s crucial not to overlook arranging insurance. Here are some key types of insurance to consider to protect against potential issues:
 
Public Liability Insurance
 
This insurance covers you in case you accidentally injure a member of the public or damage their property during your performance and promotional activities (e.g., if a piece of your set falls on an audience member).

  • Important: Your venue’s insurance covers the venue’s activities and structures, not your specific performance. You must arrange your own insurance, and some venues may require proof of adequate cover before allowing you to perform.
  • Legal Requirement: Public liability insurance is not legally required, but it is highly recommended for peace of mind and is often a standard requirement in venue contracts.

 
Employers’ Liability Insurance

This insurance covers claims for damages from accidental injury or damage to property made by anyone working under your instruction, even if unpaid. 

  • Packages: Employers’ liability insurance is sometimes available as part of a package with public liability insurance. Consider what cover suits your needs best.

 
Other Types of Insurance

Consider additional coverage for:

  • Show/performance cancellation.
  • Loss/damage to property.

 
How to Obtain Insurance

  1. Check Existing Cover: Verify if you have existing insurance through:
    – Equity, BECTU, or other union organisations.
    – Larger institutions such as schools, universities, charities, or production companies.
    – Any current business insurance that might cover your activities at the festival.
  2. Independent Insurance Providers:
    – Performers Insurance, for example, offers packages for UK artists with premiums starting at £75.
    – Other Providers: There are various providers; research your options to find the best fit for your needs.

 
Please note that The Hope Street Theatre does not act on your behalf in insurance arrangements and does not endorse any specific insurance company. Ensure to arrange your insurance directly with the provider that suits your needs. For more information or assistance, please consult with insurance companies to determine the most appropriate and affordable options for your circumstances.